At Loan Settlement Lawyer, we provide specialized legal services for individuals and businesses struggling with loan repayment, EMI defaults, legal notices, and debt recovery pressure. Backed by experienced legal professionals, we protect your rights while helping you regain financial control.

Loan & EMI Settlement Services

We negotiate with banks and NBFCs to help reduce your debt burden through legal frameworks, including One-Time Settlement (OTS), restructuring, and hardship-based waivers.

• Personal Loan Settlement
  We help individuals legally reduce or waive unsecured personal loans when repayment becomes impossible due to financial hardship.
• Business Loan Settlement
  SMEs and startups facing cash flow issues can rely on us to negotiate business loan settlements without court battles.
• Home Loan Settlement
  Facing home loan defaults? We prevent foreclosure and seek revised EMI structures or settlements with the lender.
• Credit Card Debt & EMI Settlement
  We negotiate to close high-interest credit card dues legally and stop late payment penalties and harassment.
• Education Loan Settlement
  For students or guardians unable to repay, we help initiate hardship-based education loan closures.
• Medical Loan Settlement
  If medical emergencies have drained your finances, we assist in settling hospital loans through legal intervention.
• Gold Loan & Mortgage Loan Settlement
  Prevent auction of pledged assets with legally structured settlement or repayment plans.
• Car Loan Settlement
  Settle overdue vehicle loan EMIs or stop vehicle repossession through legal representation.
• Bike Loan Settlement
  We provide legal support for two-wheeler loan defaults, including negotiation and dispute resolution.
• Microfinance Loan Settlement
  We protect borrowers against aggressive recovery practices and negotiate closures with MFIs.
• One-Time Settlement (OTS) Negotiation
  Our lawyers handle complete negotiation, documentation, and agreement finalization for a one-time loan closure.
• Loan Restructuring
  We approach your lender legally to revise EMIs, interest rates, and tenures based on your financial condition.
• Credit Score Improvement Counseling
  Post-settlement, we guide you to legally rebuild your credit profile and remove negative loan remarks from your report.

Legal Action & Defense Services

Our legal experts protect your rights against unfair recovery, banking harassment, and wrongful charges using the latest laws including Bharatiya Nyaya Sanhita (BNS) and consumer protection frameworks.

• Cheque Bounce (Section 138 – BNS)
  We defend cheque bounce cases under Section 138 of the BNS with strong legal replies and court representation.
• Civil Suit for Recovery
  We help borrowers who have been wrongly sued by lenders or file a recovery suit on your behalf if needed.
• Legal Notices to Banks & NBFCs
  We draft and send powerful legal notices demanding restructuring, settlement, or cessation of harassment.
• Settlement Notice Drafting
  Our legal notices clearly propose your repayment capacity, requesting lawful closure under hardship.
• Bank Harassment Legal Action
  We initiate legal complaints against banks or NBFCs violating RBI’s Fair Practice Code.
• Recovery Agent Complaints
  We file police complaints and RBI complaints against recovery agents using intimidation or abuse.
• Sarfaesi Act Legal Defense
  We represent borrowers facing action under the Sarfaesi Act to stop wrongful possession and auctions.
• Home Auction Stay & Objection
  We file stay petitions and legal objections to prevent auction of your residential property.

Tribunal & Court Representation

When your case escalates to tribunals or higher courts, Loan Settlement Lawyer provides full legal representation and strategic litigation support.

• Debt Recovery Tribunal (DRT) Matters
  We represent clients before the DRT to contest bank recovery suits, secure waivers, or delay coercive actions.
• RBI/Banking Ombudsman Complaints
  We draft and submit complaints to the RBI Ombudsman for unjust recovery actions or loan denial under hardship.
• Legal Representation for Loan Disputes
  Whether civil suits or consumer cases, we defend your rights and file counterclaims where necessary.

Your Legal Shield Against Debt Pressure

With Loan Settlement Lawyer, you get more than just advice—you get a dedicated legal partner who understands the pain of financial distress and works to protect your rights at every step.

Let’s Settle It—Legally

Visit: www.loansettlementlawyer.in
Email: bksingh@loansettlementlawyer.in
Call or WhatsApp: +91-9625961599