Excellence
India's Most Trusted Loan Settlement Law Firm
Loan Settlement Lawyer is a law firm founded and established to serve borrowers in default and under recovery duress. Advocate B.K Singh started Loan Settlement Lawyer with a vision to make certain that every borrower in India has access to competent and morally ethical legally binding debt solutions.
What started as a one-man mission to fight for borrowers received has now transformed into a full-service law firm managing thousands of loan settlement cases across the country. Be it personal loans & credit cards or MSME debt or SARFAESI cases, we have closed settlements and not mere negotiations.
- Bar Council of India registered advocates with AIBE clearance
- Empanelled with major banks, NBFCs & ARCs across India
- Specialists in RBI One-Time Settlement (OTS), DRT & SARFAESI proceedings
- Complete confidentiality all consultations under attorney-client privilege
- No-win, no-fee structure available for eligible cases
Debt Loan Settlement Legal Services in India
Loan settlement is not an overnight process. It is an involved legal process that requires strategic planning, correct paperwork, and negotiation. At Loan Settlement Lawyer, we handle the full scope of your legal services so we can focus on each step with precision and attention. Everything we do is done with full responsibility. Services we offer include:
OTS | One-Time Settlement
Our lawyers will negotiate a one-time settlement of your loan with your bank/NBFC as per the OTS framework released by RBI and enable you to settle your dues for as low as 30-70% of the total amount due.
View MoreDRT DRAT Advocates
Got a summons from Debt Recovery Tribunal/Tribunals (DRT/DRAT)? Let us handle your DRT case and help you fight the recovery harassment.
View MoreSARFAESI Defenses
Are you receiving SARFAESI notices, possession threats & warnings for auction? We'll stop your property from being attached by the bank through legal intervention.
View MoreCredit Card Debt Settlement
Want to get rid of your credit card debt in a legal manner? We will help you negotiate with your bank and settle all your dues by waiving penalty fees & lowering interest rates.
View MoreMSME / Business Loan Settlement
Legal help for MSMEs/businesses being pushed for loan recovery by banks, facing IBC threat or facing NPA listing. We will help you keep your business running.
View MoreNPA / Bad Loan Lawyers
Have your loan accounts been classified under NPA? We will take care of every aspect of your NPA account - right from regularization to OTS application.
View MoreHome Loan Settlement Lawyerst
Facing the threat of home foreclosure? Contact us to find competent home loan lawyers to negotiate a moratorium/restructuring or reasonable settlement amount.
View MoreFacing Harassment from Recovery Agents?
Stop harassment from loan recovery agents and get your bank sued for their illegal activities. We will file a legal complaint with RBI, Banking Ombudsman and Police.
View MoreCIBIL Score Correction After Settlement
Want your loan settled and CIBIL score back to normal as soon as possible? We'll make sure the bank reports your loan information with CIBIL/credit bureaus.
View MoreOur 5-Step Loan Settlement Process
Negotiating a favorable loan settlement should always be done with your legal protection in mind. That's why we use a 5-step process to make sure your case is handled with clarity, consistency and legal certainty. Our process removes any guessing and utilizes a step-by-step process with your long-term protection in mind. The process includes:
Free Case Evaluation
Tell us about your loan. We’ll have our senior lawyer review your case and determine its settlement potential.
Legal Strategy & Documentation
Our lawyers will prepare the OTS application, legal notices, and other required documents tailored to your case
Bank Negotiation
We negotiate with the bank’s legal team, recovery department, or ARC on your behalf.
Settlement Agreement
We will draft, review, and execute the settlement agreement on your behalf, ensuring a bullet-proof legal protection with no future liability.
NOC & CIBIL Update
Once the settlement is done, we’ll help you get a No-Objection Certificate (NOC) from the lender and follow up on CIBIL score update.
Why Thousands Choose Our Loan Settlement Law Firm
If you're facing loan default and recovery actions, having competent legal counsel can make all the difference. Countless borrowers in India have selected Loan Settlement Lawyer due to our specialized experience in loan settlement and banking law, our results, transparent approach, and dedication to achieving ethical, legally compliant solutions. Our unique selling propositions are as follows:
100% Specialisation in Loan Settlement
We don't handle cases outside bank loans or debt settlement. Our entire practice focuses on loan settlement and related banking law. This allows us to specialise further and achieve quicker resolutions and better results for every client.
Direct Tie-Ups with Banks
Handling thousands of loan settlements every year has allowed us to create strong relationships with the bank loan settlement departments of SBI, HDFC, ICICI, Axis, PNB & all major NBFCs helping us speed up the settlement process for you.
Extensive RBI & Banking Law Experience
Our lawyers know RBI Master Circulars on OTS, the SARFAESI Act 2002, IBC 2016, DRT Act inside out. We're also up-to-date on the latest RBI guidelines on fair practices for debt collection.
India-Wide Presence
Our offices across India & panel of lawyers in every metro city enable us to provide uniform and high quality loan settlement legal services across India no matter where you or your bank may be located.
Clear & Reasonable Fees
Quality legal assistance for loan settlement should not cost you a fortune. We've structured our fees to be transparent and based on successful resolution of your case. There are no hidden charges of any kind, ever.
Guaranteed Confidentiality
Privacy is our priority. Your consultation & case details with us are covered under attorney-client privilege. We keep your financial matters private and will not share data with anyone. We've helped with Loan Settlement in these Areas
Legal Help for All Types of Loan Settlements
All loans have different legal issues. There's no cookie cutter solution. We handle personal loans, business loans, loans secured by assets, credit card debt , you name it. Whatever your loan settlement may be, we can help you with the appropriate legal assistance. If you have any of the following or any other settlements, contact us.
Why We Are India's Most Credible Loan Settlement Law Firm
Our expertise is built on verifiable credentials, real-world experience, and a consistent track record in banking and debt resolution law.
Bar Council Registered Advocates
All our lawyers are enrolled with the Bar Council of India and respective State Bar Councils. We hold valid AIBE certificates and are fully compliant with the Advocates Act, 1961.
RBI Compliant Advisory Practice
Our legal advice and settlement strategies are aligned with current RBI Master Circulars, IBA guidelines, and latest banking regulation circulars keeping clients fully within legal bounds.
Recognized by Legals365 & Chambers
Our senior partners have been recognized in leading legal directories for banking and finance law expertise, reflecting our standing in India's legal community.
Featured in National Media
Our experts have been quoted in Economic Times, Business Standard, Mint, and LiveLaw on topics of loan settlement, NPA resolution, and borrower rights in India.
Empanelled with 50+ Banks & ARCs
We have established working relationships with resolution departments of SBI, HDFC, ICICI, Axis Bank, PNB, and major Asset Reconstruction Companies (ARCs) across India.
Verified Google Reviews: 4.8/5
Over 2,000 verified client reviews on Google, reflecting consistent satisfaction across personal loan settlement, MSME cases, DRT matters, and credit card debt resolution.
Real People. Real Settlements.
Thousands of Indians have resolved their loan burden legally with our help. Here's what some of them say.
"I had a ₹42 lakh personal loan NPA with HDFC Bank and was being harassed daily. The team at LoanSettlementLawyer.in negotiated it down to ₹18 lakh and got me a full NOC. They handled everything professionally and legally."
"My small business had 3 NPA loans totalling ₹1.8 crore. I thought I'd lose everything. These lawyers filed proper OTS applications and settled everything within 5 months. Highly recommended for any MSME loan case."
"Bank had issued a SARFAESI notice for my home. This firm stopped the auction, got the matter into DRT, and finally negotiated a manageable settlement. They genuinely know banking law inside out. My house is safe now."
Common Questions About Loan Settlement in India
Answers to the most important questions asked by borrowers seeking legal help for loan settlement in India.
Recent posts and updates
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Loan Settlement Lawyers Available Across India
With resident advocates and empaneled legal partners in all major cities, we provide the same quality of legal help for loan settlement in India, wherever you are.
