About Us Loan Settlement Lawyer
Welcome to Loan Settlement Lawyer India dedicated legal firm for borrowers facing the burden of loan default, bank harassment, recovery notices, and unresolved debt. We are not a consultancy, a financial product, or a call centre. We are a team of qualified advocates and legal professionals with one clear mandate: to stand beside every struggling borrower in India and deliver real, enforceable, legally sound loan settlements.
Founded by Advocate B.K. Singh, our firm has grown into one of India's most trusted names in loan settlement law. From a single-person practice rooted in a deep conviction for borrowers' rights, we have expanded into a full-service legal team that handles thousands of loan settlement cases every year - across all types of loans, all major banks, all NBFCs, and all corners of India.
Whether you are a salaried professional unable to pay personal loan EMIs, a small business owner drowning in MSME loan defaults, a homeowner receiving SARFAESI notices, or a guarantor being pressured for someone else's debt our doors are open. You are not alone. And you have legal rights that we will fight to protect.
OUR FOUNDER ADVOCATE B.K. SINGH
Advocate B.K. Singh is the heart, conscience, and legal backbone of Loan Settlement Lawyer. A seasoned senior advocate with over 15 years of specialised experience in banking law, debt recovery tribunals, SARFAESI proceedings, and OTS negotiations, he has personally appeared in hundreds of DRT cases and facilitated settlements worth hundreds of crores across India.
His journey into loan settlement law was not accidental - it was a deliberate choice. Witnessing countless ordinary Indian borrowers lose their homes, businesses, and mental health to aggressive bank recovery practices and predatory lending, Advocate Singh made it his mission to build a legal practice that puts the borrower first. He believed that a fair legal system must be accessible not just to large corporations, but to every individual crushed under the weight of debt.
Advocate B.K. Singh holds deep expertise in the SARFAESI Act 2002, DRT proceedings under the Recovery of Debts and Bankruptcy Act 1993, RBI guidelines on recovery agents, IBC provisions, and One Time Settlement policies across public and private sector banks. He has negotiated directly with bank recovery departments, legal teams, and asset reconstruction companies always with the borrower's best outcome as his north star.
" A person facing a loan default is not a criminal they are someone who needs a legal solution, not a life sentence of fear and harassment. Our firm was founded on one belief: every borrower in India deserves access to dignified, expert legal representation that turns financial crisis into a new beginning. We do not just settle loans we restore lives."
- Advocate B.K. Singh
- Founder Senior Advocate
- Loan Settlement Lawyer
OUR LEGAL TEAM
Behind every successful loan settlement is a team of dedicated professionals who bring legal precision, compassionate counsel, and relentless negotiation to the table. Loan Settlement Lawyer is powered by a full-time team of advocates, legal assistants, banking law consultants, and case managers all specialising exclusively in loan settlements and debt recovery defence.
Team Profiles
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Every case that comes to our firm is handled with complete confidentiality, legal rigour, and a personalised approach. We do not offer cookie-cutter solutions. We study each borrower's unique financial situation, loan structure, and lender behaviour before crafting a strategy that maximises the chance of a favourable settlement.
OUR SERVICES COMPLETE LOAN SETTLEMENT SOLUTIONS
We provide end-to-end legal services for all categories of loan settlement and debt resolution across India. Our practice areas include:
No matter which bank, NBFC, or financial institution you are dealing with SBI, HDFC Bank, ICICI Bank, Punjab National Bank, Axis Bank, Kotak Mahindra, Bajaj Finance, Shriram Finance, IIFL, or any regional cooperative bank our team has the experience and relationships to negotiate effectively on your behalf.
"Loan Settlement Lawyer delivered more than legal advice they gave me clarity, confidence, and real results."
WHY THOUSANDS OF BORROWERS CHOOSE US
Pan-India Legal Presence
Our advocates operate across all 28 states and 8 union territories wherever you are, we are with you.
Deep Banking Law Expertise
Decades of combined experience dealing with SBI, HDFC, ICICI, PNB, Axis Bank, NBFCs and more.
End-to-End Case Handling
From the first recovery notice to the final settlement agreement we manage everything.
Transparent Fee Structure
No hidden charges. We believe in complete honesty about our fees and realistic case expectations.
Fast Turnaround
We understand urgency. Most OTS negotiations are initiated within 7-15 working days.
Borrower-First Philosophy
Advocate B.K. Singh founded this firm with a single mission: stand with the borrower, not the bank.
Pan-India Legal Presence
Our advocates operate across all 28 states and 8 union territories wherever you are, we are with you.
Deep Banking Law Expertise
Decades of combined experience dealing with SBI, HDFC, ICICI, PNB, Axis Bank, NBFCs and more.
End-to-End Case Handling
From the first recovery notice to the final settlement agreement we manage everything.
Transparent Fee Structure
No hidden charges. We believe in complete honesty about our fees and realistic case expectations.
Fast Turnaround
We understand urgency. Most OTS negotiations are initiated within 7-15 working days.
Borrower-First Philosophy
Advocate B.K. Singh founded this firm with a single mission: stand with the borrower, not the bank.
HOW WE WORK OUR STEP LEGAL PROCESS
Free Consultation
Share your loan details with us. We assess your case, loan type, bank, and outstanding amount.
Legal Strategy
Our team studies your documents, identifies the best legal route OTS, DRT, SARFAESI defence, or restructuring.
Bank Negotiation
We directly represent and negotiate with your bank or lender on your behalf for the best possible settlement.
Settlement Agreement
A legally binding OTS or settlement agreement is drafted, reviewed, and executed protecting your interests.
Post-Settlement Support
We assist with NOC, CIBIL reporting, and any post-settlement compliance required.
OUR MISSION, VISION & VALUES
Mission
To provide every borrower in India regardless of their financial background access to expert, honest, and effective legal representation in loan settlement and debt relief matters.
Vision
To be India's most trusted and accessible loan settlement law firm where every client walks in with fear and walks out with a resolution.
Our Values
Delhi NCR Reach
We also appear before various High Courts across India on matters requiring our specialised expertise.
Have a legal matter? Let's talk in confidence.
Schedule a private consultation with our team. We'll listen carefully, assess your matter, and advise you on the right path forward with clarity and candour.
